Vico Restaurant & Bar

, New York


Vico Restaurant is a regional Italian restaurant located in historic Hudson, NY. We are attempting to raise funds to refinance and work on renovation projects to provide an even better dining experience!

We are looking to borrow between $10,000 and $40,000 at 12.00% over 36 months. Anyone at least 18 years old can invest.


About Vico Restaurant

Vico Restaurant is a regional Italian restaurant located in historic Hudson, NY. We offer a modern take on the traditional cuisines of Tuscany and other regions of Italy in a relaxed, friendly atmosphere. At Vico, we use the freshest meats, produce, and dairy from Hudson Valley farmers as well as artisanal cheeses and salumi imported from Italy. Our kitchen produces fresh, homemade pasta and fresh-baked focaccia daily, in addition to scratch desserts.  During the summer months, we also offer al fresco dining in our private garden, while our two working fireplaces provide fireside dining when the temperature drops. A large portion of our business also comes through catering special events.


Image result for vico restaurant


Fast Facts

  • Raising up to $40,000 to refinance high-interest loans and use for general restaurant expenses.
  • Open since 2006, the restaurant has been open and serving food to the Hudson, NY community ever since.
  • Personal guaranties from the owners.
  • 12.00% interest rate with additional investor perks:
    • ​$1,000 investment: Free bottle of wine (your choice) with dinner.
    • $2,500 investment: Dinner for 2 featuring a special menu created by Mark
    • $5,000 investment: Add another 2 people to your special dinner
  • Note: Perks are retroactive and cumulative.


The Project

We are raising funds to provide working capital for our general operations, particularly refinancing some existing debt obligations. We have been paying off this debt as agreed, however refinancing would enable us to free up our cash flows to replace some of our aging kitchen equipment with more energy efficient models as well as do some renovations or our bar and dining area. These renovations would allow us to provide an even better dining experience to our customers as well as increase our seating capacity.





About the Team


Vico restaurant & bar co-owners Adam Klersfled, left, and Mark Ganem stand in the dining room of their Hudson eatery. (Freeman photo by Tania Barricklo)


Mark Ganem and Adam Klersfeld have owned and operated Vico Restaurant since 2006.


Deal Summary


County Route Catering, Inc. (dba "Vico Restaurant")

Security Type

Unsecured Loan

Loan Purpose

Refinance existing high interest debt and other general expenses

Offering Amount

$10,000 - $40,000

Interest Rate



Monthly, Disbursed to Investors Quarterly


36 months

Personal Guaranty

Yes, Mark Ganem and Adam Klersfeld

Security Interest





Your Earnings Potential

If you choose to invest, you will make a one-time investment via ACH that will be transferred to a secure escrow account. Once the campaign successfully reaches its target, the funds will be distributed to Vico Restaurant.

For more information on the mechanics of Honeycomb’s crowd investing platform, please review our Education Materials.

Investment Amount

One-Time Fee

Potential Quarterly Repayments*

Potential Total Repayment*

















*Individual payments may vary slightly based on rounding. Potential repayments include principal and interest, they do not include the one-time fee which is assessed when you make your investment. These amounts are calculated as a fully amortizing loan: principal and interest are paid down starting with the first payment. There are no prepayment penalties and Vico Restaurant may pay down their loan early which may impact your earnings potential. Please note, returns are not guaranteed and investors could lose some or all of their investment.

Your ongoing responsibilities from investing are very limited. Each year over the life of the loan you will receive a 1099-INT, this is a simple tax document similar to what you receive for most savings accounts.

When Vico Restaurant pays as agreed, you will receive quarterly payments directly into your bank account. In the event of a default, you will be contacted by the Administrative Agent to manage the collections process on investors' behalf.


How Honeycomb is Compensated

Honeycomb charges Vico Restaurant a 6.0% loan origination fee if this campaign is successfully funded. Our origination fee is reduced and our posting fee is waived for Vico Restaurant because they are an Early Adopter.

Additionally, to cover expenses associated with each investment, Honeycomb charges a 2.85% investment fee capped at $37.25 per investor.

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